Why Shared Ownership
Shared Ownership is the simple, affordable way to buy your own home. You own a share. We own a share. It’s that simple.
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Option to buy more shares
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Get on the property ladder early
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Case study - Writing the Future
Writing has been the passion of our resident, Ryan ever since he can remember. Moving into his Sovereign home in January and living alone for the first time, gave him the time he needed to think focus on his future career plans, thanks to a little help from Sovereign.
Read Ryan's storyOpens in a new windowCara, an Events Specialist from Newbury, tells us how she beat the stats and purchased her first home at 25 with a deposit of under £5,000.
Cara Events Specialist
Cara's storyOpens in a new windowHow staircasing could benefit you
Shared Ownership provides aspiring homeowners with an affordable route to home ownership. But for many, staircasing plays a key role in helping them achieve their dreams to own their home outright.
Internal linkFAQs
Viewings of this home are arranged directly with the seller. Before you can arrange a viewing, you’ll need to complete an affordability assessment with the appropriate Broker panel member. You can get in touch with the Broker using the ‘Apply now’ button. If you’re one of the first to apply and the property is affordable based on the assessment carried out by our Brokers, we’ll share details of the seller for you to arrange a viewing directly.
A deposit for a shared ownership home can start from just 5% of the share value you’re looking to buy. So for example:
If you’re looking to buy a home that has a 40% share value of £80,000, then your deposit could be as little as £4,000 - meaning you may be able to get on the property ladder sooner than first thought!
You can speak to our panel of financial advisors for more information around affordability.
As restrictions have started to lift, other businesses involved in this process are restarting their services.
This means surveyors can carry out valuations again, so we’re pleased to now be accepting applications if you’d like to buy more shares in your home.
Once you’ve settled in to your new home and you’ve made it your own, you may want to consider buying more shares – we call this staircasing, and we’re with you every step of the way.
The more shares in your home that you own, the less rent you pay. Almost all of our homes can be purchased outright, meaning that you could own 100% of your home. You’ll be able to find out whether this is possible for your home by speaking to our dedicated sales team.